Protection For Your Assets and Lifestyle

A Simple Guide To Business Protection

Creating wealth through owning your own business is hard work. It represents a considerable investment in time and money and will undoubtedly help to fund your retirement. Yet it can so easily be threatened by any number of financial risks associated with death, disability or serious illness. So if the unexpected happens you'll want to be sure that the future well-being of your family, business and employees is not at risk. There is a range of insurance solutions available to help you do just that. The following table shows the main areas of risk.

In Business For Less Than Four Years?

Most insurers require three years accounts before they will consider some business covers (particularly income related cover) but some will now assist younger businesses.

Help For Your Employees

As part of the total remuneration package for your employees you may be interested in arranging a 'Death in Service' benefit or subsidized life insurance, income replacement or medical insurance. We'll be happy to discuss the options with you and handle the paperwork.

This is a brief outline of the various types of business cover mentioned above. Further details are available and the cost can usually be claimed as a business expense. We also provide a wide range of personal risk covers to protect you and your family. Everyone's situation is different so if you wish to discuss your personal requirements in confidence, we'll be happy to arrange a free, no obligation appointment at your convenience.

Contact Us

 

Phone: 07 855 9041 or

021 184 3499

Email: jheritage@xtra.co.nz

Website: jheritageassocicates.com

 

 

Address

 

58 Chedworth Avenue,

Chedworth,

Hamilton

3210

Member of Financial Advice New Zealand, and the Newpark Group, a nationwide group of like minded advisers.

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